The problem Subprime solves

Undercollateralized lending on-chain with accountability has been the dream of developers for years in the crypto ecosystem. An economic value transfer system that is private and secure has been required for years. Opens the consumer credit market globally to all lenders creating liquidity on either side.

Challenges we ran into

First major hurdle we encountered was business logic and making the project make sense in terms of complete anonymity while conserving accountability and complete trustlessness. Other hurdles were integrating polygon ID and lighthouse storage