We have created a blockchain network to be used by the banking system for their day to day transaction as well as the network itself is user friendly making it easy to use. the network also has a rewarding system for the miners (depending on the amount and quantity they'll be mining for) and an NFT mining chance But still the best advantage of using this system is, that there cannot be any kind of tempering with the transaction or data, hence for example if the bank is supposed to charge a minimum rate of interest from a specific company is 8% but due to external influence they charge around 6% while not showing the same changes in the balance sheet this is a typical case of forgery, this can always be avoided in our system, since the banks have a fixed minimum rate of interest that will be stored in our database with its exact hash value, so if the returned value does not matches with the existing hash value, it will trigger an alert in the system and will freeze the accounts used for the transaction while the blocks will be quarantined.
In the current baking system, there is a simple flaw that leads to banks lending more money that is already present in the circulation and/or is stored with them.(more explanation will be given if asked)
Since we will be incorporating the banking system and the block-chain network, for every money that will be invested upon buying the coins will be sent to banks, this will increase the amount of money banks are holding hence increasing their loan lending capabilities and will also generate interest for keeping the money in the bank(if 6% is given by the bank, 4% will be given to the investor, 1% to us, 1% to the bank)
Since the whole transaction occurs in the block chain network, there can not be any temperament or forgery in any way since it will trigger an alert and will quarantine the transaction details as well as the accounts.