The Problem:
Indians manage money across 8-12 apps - separate logins for salary account, credit cards, mutual funds, bill payments, insurance. Result: missed EMI payments, idle cash earning nothing, zero tax planning, no idea where money actually goes. Financial chaos isn't about earning less, it's about managing poorly.

Our Solution:
Finexus is an AI agents system that runs your entire financial life from one dashboard. Connect your accounts once. The system handles everything.

The Agents:

• Transaction Agent: Reads all income and expenses across accounts
• Payment Agent: Auto-pays bills and EMIs via Razorpay before due dates
• Investment Agents: Routes savings into SIPs/ETFs through broker APIs
• Goal Planner: Allocates money toward targets (house down payment, vacation)
• Tax Agent: Plans deductions, tracks 80C limits, optimizes tax liability
• Loan Agent: Suggests prepayments, tracks interest costs
• Insight Agent: Shows spending patterns, flags unusual charges
• Credit Agent: Monitors CIBIL score, alerts on changes
• Chat Agent: Answers "How much can I spend this month?" or "Invest ₹10k"

What we're building:
A secure platform (FastAPI + React + PostgreSQL) that connects banking APIs (Setu), payment systems (BBPS, Razorpay), investment platforms (broker APIs), and credit bureaus (CIBIL). AES-256 encryption + OAuth2 security. The agents operate autonomously, you set rules once, they execute continuously.