web3.js payments⚡ is a dApp that allows CoinsPaid to provide businesses with a dashboard with the capabilities of generating new addresses (managed by CoinsPaid) and for the clients to send payments, it also has the functionality for the business to withdraw these funds at anytime, in just 1 transaction directly from the generated addresses --> to the business address (since the addresses are managed by CoinsPaid, a fee can be charged and send a fee to CoinsPaid master address)

- Multi-Deposit Addresses: developed the capabilities for the business to generate addresses, and CoinsPaid is the holder of these PKs.
- Payout Aggregation: The dApp is tracking the balance of each

generatedAddress

so the business knows what their available balance to withdraw is, also when the business decides to withdraw, these transactions are signed off-chain using web3.js.
- Fee Optimizaation: we have developed a web3-plugin-gasfees which analyzes the past baseFeePerGas of any given blocks and return a minimum, average and current price which can be used by anyone, and even improved to enhance its capabilities and trigger automated transactions when fees are low.
- Management of the Aggregating (Master) Address Balance: to avoid the number of transactions, we are not transfering the funds directly from the

generated addresses

to the master address, we are actually sending the funds directly to the business address (but a fee can be implemented to send it to the master address and send the remaining to the business

Future Implementations

1. Implement automated transaction in the web3 plugin when the fees are low
2. Implement sendFee() to the CoinsPaid master address before sending all the funds to the business address
3. Use AI large language model (LLMs) to predict gas prices based on past data
4. Create a classification model that determines whether it is a good time to perform a transaction or not