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Sentinel Protocol

Flight Delay Insurance

Created on 21st February 2026

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Sentinel Protocol

Flight Delay Insurance

The problem Sentinel Protocol solves

Parametric flight delay insurance, fully on-chain.

A traveler buys a policy for a specific flight. If that flight is delayed beyond a threshold or cancelled, they receive an automatic payout — no claim forms, no manual review, no adjuster. The contract decides and pays out by itself.

The problem with existing travel insurance:

  • Claims are manual, slow, and frequently disputed
  • Insurers hold float for weeks while processing
  • Travelers often don't bother claiming small delays
  • No transparency into how payouts are calculated

What this protocol does differently:

  • Policy terms are fixed in the smart contract at purchase time
  • A decentralized oracle network feeds real flight data on-chain
  • Payouts trigger automatically when the data conditions are met
  • Capital is pooled by underwriters, not held by a single insurer

Challenges I ran into

I had 2 issues -

  1. working with pure solidity with HTS is hard , but I did my best doing HTS native erc20 - https://github.com/enderNakamoto/flight_hedera/blob/main/contracts/src/MockUSDC.sol

  2. I had issues with verifying some of the contracts

Use of AI tools and agents

I used claude code and cursor a lot to code/think/design

Tracks Applied (2)

New France Village

It is a DEFI protocol that is a flight insurance

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Hedera

Hedera

Technologies used

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Discussion

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