For a college student, UPI Payments are their main mode of transaction because of the hassle-free approach it provides, but along with such benefits a major downside it has is the lack of feedback it gives ot the user regarding how 'big' the transaction is when comapred to traditional cash. It sometimes makes it harder to control expenditure.

The following app uses app-wide themes to indicate how the balance of the user is compared to set targets for given period.
Red UI - Low Balance
Yellow UI/ Original UI - Moderate Balance
Green UI - Above Target Balance