The problem PagCrypto solves

PagCrypto solves the complex barrier between crypto assets and real-world financial systems. By integrating with local payment methods like PIX and offering ACH and Wire Transfer capabilities, it allows users to:

Make Real-World Payments with Crypto: Pay bills, send remittances, and complete purchases directly with crypto, without complex exchanges.

Eliminate Currency Conversion Hassles: Avoid the fees and delays of converting crypto to fiat, enabling instant transactions in a single step.

Increase Transaction Security: Using the secure Solana blockchain, every transaction benefits from fast, cost-effective, and verifiable processing, enhancing safety for all users.

Challenges I ran into

A key challenge we faced was integrating crypto transactions with Brazil’s PIX system, which operates on traditional banking rails. Mapping crypto addresses to PIX identifiers in a seamless, user-friendly way required extensive development and testing to maintain both security and speed.

To overcome this, we built a custom API layer that acts as a bridge between the Solana blockchain and PIX, handling conversion and routing in real time. We also optimized for transaction scalability, allowing us to maintain low fees while ensuring reliable cross-system compatibility.