oWi
Savings That Automatically Beat Inflation
Created on 31st January 2026
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oWi
Savings That Automatically Beat Inflation
The problem oWi solves
Inflation steadily erodes the value of people’s savings, yet most individuals lack access to simple, affordable, and automated tools to protect their purchasing power. Traditional inflation hedges like gold are either difficult to access, require large minimum capital, charge high management fees, or demand constant manual decision-making.
At the same time, existing crypto trading bots focus on speculative gains rather than wealth preservation, often locking users into expensive monthly subscriptions regardless of performance. For everyday users, deciding when to buy or sell gold remains complex, time-consuming, and emotionally driven.
oWi AI solves this by providing an autonomous, AI-driven inflation hedging system on Base. It intelligently reallocates user funds between USDC and tokenized gold, helping users preserve value during inflationary periods. By using x402 micropayments, users only pay when they actually request AI insights—eliminating subscription waste. The result is a low-cost, non-custodial, mobile-first solution that makes professional-grade inflation protection accessible to everyone.
Challenges we ran into
One of the main challenges was designing a system that combines AI decision-making, on-chain execution, and micropayments without sacrificing user experience. Implementing the x402 payment flow required careful handling of HTTP 402 Payment Required responses while ensuring payments were verifiable, secure, and did not result in double-charging.
Another challenge was balancing AI complexity with reliability. We needed AI signals that were explainable, consistent, and fast enough for real-time usage, while avoiding overfitting or hallucinated reasoning. This required strict prompt constraints, low-temperature settings, and validation layers before executing trades.
From a blockchain perspective, integrating smart contracts for non-custodial vaults, slippage protection, and gold token swaps on Base—while keeping gas costs minimal—was technically demanding. We overcame this by leveraging Base’s low fees, Chainlink price feeds, and optimized contract design tested using Foundry.
Tracks Applied (1)
Base Track
Technologies used