What if millions of people could save together without trusting a single person or entity with their money?
MiTanda brings centuries-old savings circles (tandas) onchain, eliminating trust issues and manual coordination while enabling borderless participation through automated smart contracts on Base.
The problems MiTanda solves
Millions across Latin America rely on tandas - community savings circles where groups pool money and take turns receiving payouts. But traditional tandas have serious flaws:

• Organizers can disappear with everyone's money
• Everything requires in-person meetings and local connections
• Zero transparency - no one can verify payments
• Limited to people you know personally
• Cash-based and prone to theft or loss
• No recourse if members default - harms the whole group
• Cannot cross borders or work remotely

How MiTanda Fixes This
We moved tandas onchain using smart contracts that automatically handle everything. No more trust issues, no more manual coordination, no more geographical limits.

• Automated enforcement - Smart contracts handle rules and payouts
• Immutable transparency - Everyone can verify payment history
• Borderless participation - Anyone with a wallet can join globally
• Fairordering - Chainlink VRF randomly assigns payout positions
• Built-in protections - Grace periods, penalties, advance payments
• No central authority - Entirely trustless and community-run
• Stablecoin integration - USDC removes crypto volatility

Real Impact
A construction worker in Mexico can now join a monthly $100 tanda with people from Colombia and Guatemala. Smart contracts handle payments, Chainlink VRF randomly assigns payout order, and everyone can verify contributions in real-time. When it's your turn, you get paid automatically - no questions asked.

Financial Inclusion Benefits

• Accessible to unbanked populations - no traditional bank account needed
• Stablecoin usage ensures purchasing power - no crypto price volatility
• Save in familiar denominations like USDC - easier adoption

Why This Matters
MiTanda gives the unbanked access to proven community savings without banks, intermediaries, or physical meetings. We're not reinventing finance - we're perfecting a system millions already trust and use, making it global, transparent, and completely secure.