Lack of Credit Profile
Many individuals lack access to traditional credit profiles. The Financial Health Score addresses this gap by offering a holistic assessment of financial stability, accounting for assets, liabilities, and spending habits. This score provides both users and businesses with an expanded view of creditworthiness, especially beneficial for those underserved by standard credit ratings.

Limited Visibility of Financial Health
Managing fragmented financial data across multiple accounts can be challenging. Our Comprehensive Financial Overview consolidates all financial information—assets, liabilities, and expenditures—into a single, accessible view. This enables users to assess their financial health at a glance and make informed decisions.

Difficulty Tracking Life Goals
Financial goals can often feel abstract and hard to track. With Goal-Based Planning, users can transform their personal goals into a clear, actionable roadmap. The app also suggests milestones for a structured financial journey, ensuring both short- and long-term goals are achievable.

Risk of Financial Insecurity
Financial stability requires proactive planning. Our Personalized Recommendations feature provides tailored advice based on the Financial Health Score, covering priorities like emergency funds, insurance, and investment options, enabling users to secure their financial future effectively.

Accessibility Issues
Our app includes Voice Support and will soon support Vernacular Language, further enhancing user experience and making financial management accessible to a wider audience within Bharat.