Karma Score

Karma Score

World’s first holistic On+Off chain reputation score as a ‘Proof of Sustainability’ for sustainability-focused Small Businesses to access credit.

The problem Karma Score solves

Sustainability is the key theme that will drive our planet’s fight against climate change – the most pressing problem facing humanity today. And to achieve this meaningfully, it is critical that seamless financing is made available, especially to businesses focused on sustainability. Hence key public good primitives like a holistic reputation score that can act as a ‘Proof of sustainability’ + ‘Proof of creditworthiness’ becomes crucial to enable financing to ‘green’ businesses.
Our Karma Score product is exactly that.
It is a holistic reputation score that combines off-chain and on-chain data to create a truly holistic assessment of a small business being ‘creditworthy’ (by evaluating off-chain borrowing track-record with on-chain record and other alternate data) as well as being ‘sustainability-focused’ (by evaluating the business on multiple parameters of sustainability e.g. GHG emissions reduced).

Challenges we ran into

Few partner integrations took time but finally we were able to close them.

Tracks Applied (12)

Polygon: Build a sybil resistant airdrop tool using Polygon ID

We also integrated with Polygon ID to have zkVerification of the Karma score, which can be further utilized by different...Read More

Polygon Technology

Polygon: Open Track

Hosted the application on Polygon Chain

Polygon Technology

Livepeer

We are using livepeer SDK and here is livepeer studio where the video is hosted. We’ve integrated Player from livepeer S...Read More

Livepeer

Chainlink

For building the feature of tracking KarmaScore NFT expiration and subsequent treatment The Karma score NFTs have a cert...Read More

Chainlink

The Graph: New Subgraph(s)

We have created a new subgraph on the LendingPool contract of AAVE V2 protocol. Now we can fetch all the user data relat...Read More

The Graph

Quicknode: Built on QuickNode RPC

We are using QuickNode for filtering all the NFT related data for the wallet addresses which are all connected. Here we ...Read More

QuickNode

QuickNode: NFT API

We are using QuickNode for filtering all the NFT related data for the wallet addresses which are all connected. Here we ...Read More

QuickNode

QuickNode: Token API

We are using QuickNode for filtering all the NFT related data for the wallet addresses which are all connected. Here we ...Read More

QuickNode

Push Protocol

Once the Karma score is generated a push notification is sent to the user on the wallet address with which they are conn...Read More

Push Protocol

Mantle

Hosted the application on Mantle chain

Mantle

Mantle: DeFi Track

The KarmaScore Project is all about creating a reputation score combining the user's borrowing track record of their on-...Read More

Mantle

Mantle: Public Goods Track

We have built the world’s first holistic On+Off chain reputation score by combining off-chain credit ratings from the ex...Read More

Mantle

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