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Ibran Finance

Ibran Finance

Permissionless Crosschain Lending & Borrowing

Created on 2nd September 2025

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Ibran Finance

Ibran Finance

Permissionless Crosschain Lending & Borrowing

The problem Ibran Finance solves

Solution

Ibran Finance is built on Base, an Ethereum Layer 2 network that offers low transaction fees and fast confirmations. Users enjoy real-time loan updates, instant transfers, and affordable on-chain interactions.

By leveraging Base’s OP Stack architecture, Ibran Finance runs on scalable infrastructure that supports high-frequency DeFi interactions. This ensures smooth lending and borrowing operations for both retail and institutional users.

Ibran Finance integrates Hyperlane for trustless cross-chain messaging and asset movement. This eliminates reliance on centralized bridging systems, providing a secure and decentralized way to expand across blockchain ecosystems.

Ibran Finance implements a transparent, on-chain interest rate model on Base. Rates adjust automatically based on market conditions and collateralization levels. This ensures fairness, responsiveness, and healthy liquidity across the protocol.

Challenges we ran into

Ibran Finance implements a modular cross-chain architecture composed of an Origin Chain, a Messaging Layer, and multiple Destination Chains.

The Origin Chain, Base, serves as the foundation of the protocol. Built on Ethereum’s OP Stack, Base combines low-cost transactions with Ethereum-level security. It stores all liquidity, manages lending and borrowing logic, and acts as the single source of truth for user positions and protocol state. With low transaction fees and fast confirmations, Base provides an optimal execution layer for Ibran Finance’s DeFi operations.

Cross-chain communication is powered by Hyperlane, a permissionless interoperability protocol. Hyperlane ensures reliable and secure message delivery across chains without depending on centralized bridges. It handles the dispatch, transport, and verification of messages from Base to other supported chains.

Smart Contract Address(es)

BASE_UsdcBridgeTokenReceiver = 0x15858A57854BBf0DF60A737811d50e1Ee785f9bc;
BASE_UsdtBridgeTokenReceiver = 0x007F735Fd070DeD4B0B58D430c392Ff0190eC20F;
BASE_BtcBridgeTokenReceiver = 0x175867CAF278eB0610F216F3E0a6E671f2382E22;
BASE_EthBridgeTokenReceiver = 0xb3B458299864487520d3B0cEDf9F5cfF2629a27B;

BASE_ARB_MOCK_USDC_SENDER = 0xAE1b8d3B428d6A8F62df2f623081EAC8734168fe;
BASE_ARB_MOCK_USDT_SENDER = 0x6Ab9c1AAf4f8172138086AA72be2AB8aA6579dbd;
BASE_ARB_MOCK_WBTC_SENDER = 0x2879d0A7AD718c096Ed35E338C23e4C79E3601d8;
BASE_ARB_MOCK_WETH_SENDER = 0x487b1e0177B3ac1ACA7e8c353ed0Df133593a8EB;

BASE_OP_MOCK_USDC_SENDER = 0xeA25630BF89a0fF560308E7D12920695A586b0A2;
BASE_OP_MOCK_USDT_SENDER = 0xd506b22a6b3216b736021FA262D0F5D686e07b35;
BASE_OP_MOCK_WBTC_SENDER = 0xBdC661EECb0dcFB940A34008e0190c9103013C41;
BASE_OP_MOCK_WETH_SENDER = 0x02a66B51Fc24E08535a6Cfe1e11E532D8A089212;

BASE_lendingPoolFactory = 0x67165C24A886AAAf1bFA81934e44a2063c6B608C;
BASE_lendingPool = 0x4F4E980f0C0094935c62Fc30B29d4F55DBEb824e;
address public BASE_position = 0x1fEAD2bdAaEbb03C2739949EA3B2145f064378F0;

ARB_helperMainnet = 0x39926DA4905f5Edb956F5dB5F2e2FF044E0882B2;
ARB_UsdcBridgeTokenReceiver = 0xa8e2E14AA272d360235B9444f8214bA5fa2A2888;
ARB_UsdtBridgeTokenReceiver = 0x886ba47579DC4f5DcB53ffd20429089A7788C072;
ARB_BtcBridgeTokenReceiver = 0xF0D1c69cc148db2437131a5A736d77FD6fa20B47;
ARB_EthBridgeTokenReceiver = 0x290CAcb1bc6e35797Db6243a1C10C12F16d93370;

OP_UsdcBridgeTokenReceiver = 0xa8e2E14AA272d360235B9444f8214bA5fa2A2888;
OP_UsdtBridgeTokenReceiver = 0x886ba47579DC4f5DcB53ffd20429089A7788C072;
OP_BtcBridgeTokenReceiver = 0xF0D1c69cc148db2437131a5A736d77FD6fa20B47;
OP_EthBridgeTokenReceiver = 0x290CAcb1bc6e35797Db6243a1C10C12F16d93370;
OP_MOCK_USDC = 0xAE1b8d3B428d6A8F62df2f623081EAC8734168fe;
OP_MOCK_USDT = 0x6Ab9c1AAf4f8172138086AA72be2AB8aA6579dbd;
OP_MOCK_WBTC = 0x2879d0A7AD718c096Ed35E338C23e4C79E3601d8;
OP_MOCK_WETH = 0x487b1e0177B3ac1ACA7e8c353ed0Df133593a8EB;

Tracks Applied (1)

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