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Credit Curator

Credit Curator

Credit Curator recommends an optimal credit card tailored to your spending habits and specific credit situation by leveraging a dataset of the top credit cards offered by the biggest banks in the US.

Created on 11th February 2024

Credit Curator

Credit Curator

Credit Curator recommends an optimal credit card tailored to your spending habits and specific credit situation by leveraging a dataset of the top credit cards offered by the biggest banks in the US.

The problem Credit Curator solves

We witnessed the overwhelming complexity and confusion that many face when selecting a credit card first hand. The market's saturation with multiple credit card options, each with its unique benefits and terms, made it clear that there was a need for a simplified, data-driven approach to guide individuals towards an optimal choice based on their their financial habits and goals.

Our team envisioned a platform that could demystify this process, offering personalized recommendations that align with users' lifestyles and financial aspirations, thus empowering them to make informed decisions with ease.

Credit Curator serves as a bridge between consumers and their ideal credit card offerings. Through a simple, interactive questionnaire, Credit Curator's algorithm provides tailored recommendations for a credit card, helping users maximize their financial benefits and rewards without the hassle of manual comparison.

Challenges we ran into

In the development of our algorithm, we encountered a significant challenge in sourcing a dataset that was comprehensive enough to meet our specific requirements. After an extensive search, it became clear that no existing dataset adequately covered the breadth and depth of data we needed. This realization led us to the decision to develop our own dataset from scratch. The process involved meticulously defining our data requirements, identifying and collecting data from multiple sources, and then cleaning and organizing this data into a structured format. This effort was critical in ensuring that our algorithm had access to high-quality and relevant data, tailored specifically to its needs, thereby significantly enhancing its performance and accuracy.

On the technical implementation side, one of the most time-consuming aspects of our project was the hosting on AWS, particularly the creation of a Lambda function to handle requests. This process involved several steps, starting from the initial setup of the AWS environment, configuring the Lambda function, coding the function to process incoming requests efficiently, and integrating it with other AWS services for a seamless operation. Despite the complexity and the steep learning curve associated with AWS Lambda, its serverless computing model offered us the flexibility and scalability we needed. It allowed our application to handle requests without the need for a traditional server setup, thereby reducing operational costs and improving the reliability of our service. The journey through AWS Lambda's intricacies, from IAM roles and permissions to API Gateway integration, was challenging but ultimately rewarding, providing us with a robust and scalable solution that perfectly met our project's demands.

Tracks Applied (1)

Finance

Credit Curator seamlessly fits into the finance track by leveraging technology to solve a practical financial problem, m...Read More

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