🧭 Nivrittisarthi — Your AI-Powered Retirement Sarthi

Nivrittisarthi is an AI-powered retirement planning platform designed to help individuals achieve long-term financial freedom through personalized, data-driven, and adaptive strategies. Inspired by India’s traditional values of savings and guided by modern AI intelligence, the app acts as your lifelong “Sarthi” (Guide) for a stress-free and independent retirement.

Building upon our hackathon experience in developing AI-integrated web platforms (like BlueCircle for work-life productivity and Spy & Grow for financial analytics), we designed Nivrittisarthi with a deeply agentic architecture — where multiple AI agents collaborate to analyze, plan, and optimize your financial journey automatically.

⚙️ How It Works

Nivrittisarthi leverages multi-agent AI systems and adaptive financial modeling to analyze your:

Income patterns, expenses, and savings habits

Lifestyle aspirations and long-term goals

Investment behavior and risk tolerance

Using this data, it generates dynamic retirement blueprints that evolve with your life stages, income changes, and market conditions — ensuring continuous alignment with your goals.

🌟 Key Features
🤖 AI-Driven Financial Agents

Smart AI agents collaborate in real-time to:

Predict future financial needs

Optimize monthly savings & investment distribution

Auto-adjust retirement timelines based on life events

💰 Smart Investment Insights

Tailored recommendations for SIPs, mutual funds, NPS, and pension plans, backed by data analytics and real-time market tracking.

📈 Progress & Projection Dashboard

A visually rich dashboard that projects your future corpus, compares goal vs. reality, and keeps you motivated through interactive milestones.

🔔 Intelligent Alerts

Get AI-curated reminders for monthly investments, milestone achievements, and rebalancing opportunities.

🧘 Financial Wellness Guidance

Personalized insights and lifestyle tips for balanced financial health, peace of mind, and mindful living.

🧠 Tech Stack & Innovation

AI/ML: Multi-Agent Architecture, LangChain, and LLM-based Recommendation Engine

Frontend: Next.js + Tailwind (for smooth, intuitive UX)

Backend: Node.js + Express + MongoDB

Analytics: Vector Search + Predictive Modeling for Financial Projections

This approach is inspired by our past hackathon solutions like:

🏆 BlueCircle — AI workspace productivity platform

📊 Spy & Grow — YouTube strategy & analytics tool

🧩 Marg.ai — AI-driven career guidance and roadmap generator

Each of these projects refined our understanding of building agentic, real-time, and user-centric AI ecosystems, which we applied to Nivrittisarthi.

🎯 Vision

To empower every Indian to plan and live a secure, independent, and peaceful retirement through the power of AI agents — blending technology with traditional wisdom to guide users toward financial freedom, one step at a time.