The problem ChatPay solves

In many emerging markets, WhatsApp is already the default platform for communication and informal payments. People use it to sell goods, coordinate group expenses, etc.

However, the actual payment still happens outside WhatsApp:

• Users must leave the chat to open a payment or wallet app
• Payment details are shared manually, increasing errors
• Crypto wallets are powerful but too complex for everyday WhatsApp users
• There is no clear link between a conversation and the payment it refers to

ChatPay solves this by enabling payments directly inside WhatsApp conversations.

ChatPay turns WhatsApp chats into a payment interface, allowing users to send, receive, and manage payments without leaving the conversation. By integrating a simple digital wallet behind the scenes, ChatPay makes modern payments including crypto-ready transactions - feel as natural as sending a message.

This approach:

• Removes app-switching friction
• Reduces payment mistakes by keeping context in chat
• Makes digital wallets accessible to non-technical users
• Leverages a platform people already trust and use daily

What People Can Use It For

• Sending money to friends and family directly in WhatsApp
• Receiving payments through chat without sharing wallet addresses
• Confirming and tracking payments within the same conversation
• Using a simple, chat-based digital wallet
• Accessing modern payment infrastructure without learning crypto concepts

Challenges I ran into

Integrate whatsapp with blockchain transaction