The problem Arisan Aman solves

Traditional arisan (rotating savings groups) in Indonesia face 5 critical problems that Arisan Aman solves:

1. TRUST & SAFETY ISSUES

• Physical cash collection risks theft/loss
• Organizer ("penyelenggara") may abscond with funds
• No guarantee of payout when your turn comes
• Social pressure makes enforcement difficult

2. INEFFICIENCY & HASSLE

• Manual collection every month
• Tracking who paid/who didn't
• Scheduling physical meetings
• Reminding members constantly

3. LACK OF TRANSPARENCY

• Members can't verify total collected
• No clear audit trail
• Doubts about fairness in turn selection
• Hidden costs or fees

4. LIMITED ACCESSIBILITY

• Geographic constraints (must be local)
• Time constraints (must attend meetings)
• Social constraints (need existing relationships)
• No options for different contribution levels

5. NO FINANCIAL GROWTH

• Money sits idle (no interest)
• No credit history building
• No integration with financial system
• Cannot scale beyond personal network

Related link :
MOCK IDRX TOKEN = https://sepolia-blockscout.lisk.com/token/0x1c83335b8256589B51dc39500B20685ff4bb090e

DEBT NFT TOKEN = https://sepolia-blockscout.lisk.com/address/0xcf354E5F7e6Aef5a2a9F9e51518738e73F537818?tab=contract

ARISAN FACTORY = https://sepolia-blockscout.lisk.com/address/0xA5701E7Bdf15B737Eb611cCC03139BEf5b31f84b?tab=contract

REPUTATION REGISTRY = https://sepolia-blockscout.lisk.com/address/0x4d13a35Dd6F3eeC8851aCCF6Acf051f11a2a38b8?tab=contract

Github: https://github.com/Howters/ArisanOnChain

Challenges we ran into

HOW ARISAN AMAN MAKES EXISTING TASKS EASIER & SAFER
5 POINTS: EASIER

1. AUTOMATED COLLECTION & DISTRIBUTION

• Before: Manual collection, chasing late payments, physical cash handling
• With Arisan Aman: Automatic deductions from e-wallet/bank, instant distribution on payout day, no physical meetings needed
  Example: Office arisan with 30 members - saves 2 hours/month per person in collection time

2. FLEXIBLE PARTICIPATION

Before: Must attend monthly meetings, limited to local participants
With Arisan Aman: Join from anywhere in Indonesia, participate in multiple groups simultaneously, adjustable contribution levels
Example: Jakarta office worker can join hometown arisan, office arisan, and hobby group arisan simultaneously

3. INTELLIGENT SCHEDULING & REMINDERS

Before: Manual scheduling, forgotten payments, awkward reminders
With Arisan Aman: Smart scheduling based on member preferences, automatic reminders 3 days/1 day before, push notifications
Example: System automatically reschedules payout for member going on maternity leave

4. DIGITAL RECORD KEEPING

Before: Notebook records, disputes over payments, lost records
With Arisan Aman: Permanent digital ledger, instant payment history, downloadable reports for tax/accounting
Example: Small business owner uses arisan history as informal financial record for loan applications

5. SEAMLESS INTEGRATION

Before: Cash-to-bank transfers, reconciliation headaches
With Arisan Aman: Direct integration with GoPay, OVO, bank accounts, DANA; automatic reconciliation
Example: Funds automatically transferred to winner's preferred e-wallet at midnight on payout day