The problem APY-LO solves

• Cross-Chain Lending and Borrowing - Facilitates seamless asset utilization across multiple chains, enabling users to lend on one chain and borrow on others.
• Liquidity Optimization - Provides up to 80% liquidity access, ensuring efficient use of user assets.
• Dynamic APY Management - It adjusts interest rates based on pool liquidity, offering users the best possible returns.
• Enhanced Decision-Making - Features an interactive APY estimator, helping users visualize trends and make smarter financial choices.

This enables user to earn APY and get liquidity in various chains without the need of bridging again and again. This also enables user to earn dynamic APY on the basis of Liquidity Pool availability.

Challenges we ran into

• Agoric's Multi Chain Testing Kit was difficult to run initially in our local as it required high end specifications but with the help of their team, we got a low specification version as well and were able to complete it.
• It was our first time building on Agoric and it was challenging to write smart contract and build around non EVM environment.