Problem Statement

While protocols like Yearn (2020) and Beefy (2021) pioneered yield aggregation, they still require users to manually select vaults, understand complex De-Fi primitives, and actively monitor performance. These platforms assume a certain level of experience, making them unfriendly to DeFi beginners.

This leads to major issues for everyday users:

• Confusion over which vault or strategy to choose
• Lack of personalization based on individual goals or risk profiles
• High learning curve for navigating DeFi protocols and terminology
• Missed yield opportunities due to idle or poorly allocated capital

AfterYield solves this by introducing AI-native agents that automate, personalize, and optimize yield generation across protocols, abstracting complexity away and making advanced DeFi accessible to anyone.

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✅ Solution

AfterYield is an AI-native DeFi protocol that deploys autonomous agents to manage user capital intelligently across yield strategies.

Unlike existing yield aggregators, AfterYield introduces:

• 🤖 AI-powered Strategy Agents – Each with a unique risk persona and logic, selecting and managing vaults based on user goals.
• 🧠 Personalized Allocation – Users can choose agents aligned with their risk tolerance, automating decision-making without needing to understand protocol mechanics.
• 🔁 Continuous Optimization – Agents monitor market conditions and rebalance positions to maximize returns with minimal user input.
• 💬 Conversational UX – Interact with agents through natural language to ask questions, get updates, or set preferences.

By abstracting away complexity and giving users intelligent assistants, AfterYield bridges the gap between DeFi's potential and its accessibility, turning sophisticated yield optimization into a plug-and-play experience.

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How it works

We leverage Chainlink Automation to manage our agent contracts using time-based upkeeps. For each upkeep, the automation system passes a taskType (as a number or enum) to the agent contract.

The agent then calls the Chainlink Functions protocol contract, supplying metadata about itself and the task. This triggers an off-chain HTTP GET request to the ElizaOS Agent Node. The node performs reasoning and returns a bytes-encoded response back to Chainlink Functions.

In the on-chain callback function, the encoded response is decoded and the appropriate action is executed autonomously by the agent contract.

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📘 Terms

• 🧠 Agent

An Agent is an autonomous AI-powered yield optimizer with a distinct risk profile and investment behavior. Agents act on behalf of users to select, allocate, and rebalance capital across DeFi strategies—removing the need for manual decision-making.
Example: Atlas (high-risk), Lyra (low-risk), Nova (balanced).

• 🏦 Vault

A Vault is a smart contract that holds user deposits and delegates them to underlying strategies. It serves as the user’s entry point into the AfterYield ecosystem, managed by Agents for seamless yield generation.

• 📈 Strategy

A Strategy is a programmable logic module that defines how a Vault allocates capital, such as supplying liquidity to Aave, farming on Curve, or staking on Pendle. Strategies are modular and can be upgraded or rotated by Agents based on market conditions.

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🚀 What’s Next

AfterYield is just getting started. Our upcoming milestones aim to enhance decentralization, expand user options, and strengthen the protocol’s AI-native foundation.

• 🗳️ Governance

Introduce a community-driven governance model where AfterYield token holders can vote on:

• New Agents and their parameters
• Strategy whitelisting and risk ratings
• Protocol upgrades and treasury allocations

• 🧩 More Vaults & Agents

Expand our strategy universe with:

• New Vaults: Support for additional assets (e.g., ETH LSDs, RWA tokens)
• New Agents: Add specialized agents (e.g., passive indexers, volatility hunters, sustainable yield seekers) with distinct personalities and behavior trees.

• 🌉 Cross-Chain Expansion

Deploy AfterYield on multiple chains with cross-chain agents managing capital across ecosystems.