Timothy Alo

𝗗𝗲𝗙𝗶 𝗹𝗲𝗻𝗱𝗶𝗻𝗴 𝗶𝘀 𝗲𝗶𝘁𝗵𝗲𝗿 𝘁𝗼𝗼 𝗿𝗶𝗴𝗶𝗱 𝗼𝗿 𝘁𝗼𝗼 𝗳𝗿𝗮𝗴𝗺𝗲𝗻𝘁𝗲𝗱. Most protocols only offer liquidity pool-based lending, which is great for automation but lacks flexibility. On the other hand, peer-to-peer lending platforms are scarce, and when they do exist, they often suffer from poor UX, lack of transparency, or limited market participation. Borrowers are forced to accept fixed terms, and lenders have little control over risk, duration, or return profiles. Additionally, most lending platforms are siloed on a single chain, which limits user access, mobility of capital, and the ability to scale across ecosystems like the OP Superchain. 𝗛𝗼𝘄 𝗟𝗘𝗡𝗗𝗕𝗜𝗧.𝗙𝗶𝗻𝗮𝗻𝗰𝗲 𝗜𝗺𝗽𝗿𝗼𝘃𝗲𝘀 𝗼𝗻 𝗧𝗵𝗶𝘀 𝗗𝘂𝗮𝗹 𝗟𝗲𝗻𝗱𝗶𝗻𝗴 𝗠𝗼𝗱𝗲𝗹𝘀 Users can choose between P2P lending for custom, direct deals or Liquidity Pool lending for passive yield and instant access — all in one platform. 𝗘𝗻𝗵𝗮𝗻𝗰𝗲𝗱 𝗨𝗫 𝗮𝗻𝗱 𝗗𝗶𝘀𝗰𝗼𝘃𝗲𝗿𝗮𝗯𝗶𝗹𝗶𝘁𝘆 With a clean UI and real-time marketplace, borrowers and lenders can easily browse offers, create orders, or explore pool rates. 𝗕𝘂𝗶𝗹𝘁 𝗼𝗻 𝗕𝗮𝘀𝗲, 𝗗𝗲𝘀𝗶𝗴𝗻𝗲𝗱 𝗳𝗼𝗿 𝗦𝘂𝗽𝗲𝗿𝗰𝗵𝗮𝗶𝗻 Our roadmap includes cross-chain lending and repayment across the OP Superchain, starting with Base. This improves capital efficiency and brings lending to where users already are. 𝗗𝗲𝗰𝗲𝗻𝘁𝗿𝗮𝗹𝗶𝘇𝗲𝗱 𝗯𝘂𝘁 𝗔𝗰𝗰𝗲𝘀𝘀𝗶𝗯𝗹𝗲 No wallet gating, no complex onboarding — users can plug in and interact instantly.