Sangat Das

Our product is a defi dapp that can be used by people for investing in safe assets as well as get access to credit in a seamleass manner. Below are the problems in the current system and the reasons why casa.fi can help make the lives of millions of users easier. The Problems with Traditional Finance Monopoly of Banks - When it comes to financing any asset acquisition or providing loans, banks have always been the first choice, even though their operational ethos may be flawed. Lack of transparency in the process - There is a lot of hidden information that banks and traditional lenders choose to hide from their customers to benefit themselves. Hidden charges - Charges are applied at the last moment or even deducted without the customer's consent in some cases and absurd excuses are provided to defend their acts. Additional fees for switching services - An additional fee is levied if you decide to go to some other lender, to compel or force you to stay with them. Underserving the financially weaker sections of society - Financially weaker sections of society are generally not served and credit is not provided. Introducing casa.fi A unique proposition that provides the security of traditional loans backed by real-world assets along with the flexibility of P2P Loans to serve the credit needs of the financially weaker sections of society. casa fi has many benefits, a few of which are mentioned below: Instant disbursement of credit Lenders can be institutions, DAOs, or even individuals Borrowers can be institutions, DAOs, or individuals Loans backed by real-world assets Marketplace for loans so that interest rates are competitive KYC done through Annon SDK Reliability and security of blockchain technology. Unlocking liquidity and global access along with smart automation Through casa.fi anyone can easily get financed by mortgaging their assets and also provides a much safer alternative than P2P unsecured loans.

What we have build is a decentralized peer review system to address the huge centralization that has arised in reviewing research papers and disbursement of research grants. Our project aims to distribute the task of reviewing or vetting research proposals/papers among 100s or even 1000s of research communities rather than having a handful of research committees to do the same. All the while, we have a developed our own tokenomics to ensure that the reviewers in the process are also rewarded for their contributions. At the moment, 1.8 million research papers are published every year and a few handful of organizations collect and index them. Also, there is big need for good research to get proper funding, it is very common for ground breaking research proposals not getting the attention required to develop into a product. Our platform aims to resolve these issues. However, we are also not limiting ourselves to only research papers but the same principle can also be applied to hackathons (like ETHIndia 2022 ;)) , the music industry, artworks and many more. Communities on our platform will also be verified using the power of Polygon Id to make sure the right people are allowed to review your intellectual assets, which you can trade in the form of NFTs. Our platform aims at disrupting the centralized process of intellectual property creation and reward the contributors of the ecosystem in the correct way.