Ravi Kiran Perumalla

Ravikiran Perumalla, Technologist and open banking enthusiast. I represent a team of passionate techno functional experts. We collectively bring required expertise in multiple technology and domain aspects, to participate in this Account Aggregator Hackathon.
We believe in learning and inspired by a quote of Benjamin Franklin - “Tell me and I forget, teach me and I may remember, involve me and I learn.”
Things we are good at

• Solving complex problems using innovative ideas with out of box thinking.
• Working as a team, to identify & implement the solution
• Converting the solution to a presentable format, to make non-technical people understand
  Full Stack Technical expertise
• Front end technologies like Angular, ReactJs, TypeScript
• Middleware technologies like Apache Kafka, Rule engine, Spring integration, API Mgmt.
• Server-side technologies like Spring Boot, NodeJS,
• Data Stores like MySQL, MongoDB, Redis
• Public & Private Cloud expertise AWS, Azure, RedHat
• Security – MFA Impl, OWASP Security, Digital Signature, Encryption algorithm impl.
  Domain expertise
• Consumer banking, Payments, Consumer & SME Lending, Risk & compliance and deeper understanding of open banking regulations across the world. UK Open banking, European Payment service directive 2, Australia Consumer data rights and global banking architecture standards like BIAN (Banking industry Architecture network), ISO20022 for Payments, Swift etc.
  We participated in many internal & external hackathons, including few wins. We would like to participate in Account aggregator Hackathon because we would like to make a difference in larger Indian financial system where general consumer can have more trust, transparency and benefit by connecting to this Account aggregator Eco System. It is not about winning; it is about making the difference.